Hello there. We are Olive Tree WM. It’s so great to meet you
Josh Karasow is President and CEO of Glory Financial. Since 2001, he’s been helping retirees and those nearing retirement develop plans that mitigate market losses, tax management strategies, guaranteed lifetime income, social security maximization, fee avoidance… just to name a few. He’s a member of the Ed Slott Advisory Group, a Certified Financial Fiduciary and holds a National Social Security Advisor certificate.
Alec Muehlemeyer is a well-known financial educator in Northern Colorado. His retirement seminars have been widely attended by retirees from AT&T, Boeing, Trane and Evraz Steel. Alec has developed a specialty in working with retirees and those about to retire who want to preserve their retirement savings and to help make their money last.
He is an Investment Advisor, Retirement Planning Consultant and a Certified Long-Term Care® Professional specializing in extended care planning, portfolio management, retirement income analysis and risk management.
As a 5th generation Coloradoan, he strives to give back to others what has been taught to him by being a Fiduciary and providing others with the same honorable planning he has witnessed for many years.
Alec enjoys staying fit, hiking (or anything in the mountains…it is Colorado), traveling, and volunteering at Dementia Non-Profit Groups in Northern CO
Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Guarantees provided are based on the claims paying ability of the issuing company.
Working with an advisor that is part of the Elite Advisor program cannot guarantee investment success or that financial goals will be achieved. There can be no assurance that working with an Ed Slott Elite Advisor will produce or to help ensure better results than working with an advisor not affiliated with the Elite Advisor program. Advisors that participate in this program pay a fee to belong to the program for client leads that are provided. Ed Slott and the Ed Slott Elite Advisor program is not affiliated with Integrity Wealth, LLC.
Maximizing your Social Security Benefits assumes foreknowledge of your date of death. If as an example you wait to claim a higher monthly benefit amount but predecease your average life expectancy, it would have been better to claim your benefits at an earlier age with reduced benefits.
Not associated with or endorsed by the Social Security Administration or any other government agency.
